Did you miss out on the wealth lottery this lifetime when you failed to pick royalty as your parents? Did you utterly fail to do what was necessary to inherit well?

There’s still hope, says Gary Douglas, founder of Access Consciousness® and best selling author. “Wealth is created. It’s rarely inherited,” he observes. Even when people inherit, it’s rarely as much as they planned or hoped for.

Douglas advises everyone interested in creating ease with money to approach their finances with the question, “What if I never inherited any money, how would I create wealth for me?”

The good news is that there are ways to create wealth. Creating wealth has four components, Douglas and his business partner, Dr.Dain Heer, write in their book Right Riches for You™.

The four components of creating wealth are:

1. Being Willing to Have Money
2. Generating Wealth
3. Educating Yourself about Wealth
4. Developing a Generosity of Spirit

What if adding these four components to your life could make creating wealth easier than you imagined possible? Would you be willing to have that?

Being Willing to Have Money

Are you willing to have money, or are you only interested in having money so you can spend it? Do you see a value in having money without spending it right away,or ever?

Douglas and Heer say,“Having money is a way of being in the world. It actually has nothing to do with the amount currently in your bank account. Having money is a level of energy that feels like there is no lack your life.”

When you are willing to have money, you no longer have to “get money.” Whenever you focus on getting money, you are focused on “not enough.”

They continue to say, “Money finds things that appeal to it.The thing that most appeals to money is your willingness to have it.”

People who truly love money are willing to have it and spend it. Those who only spend it most often actually hate money, Douglas and Heer have observed.

Generating Wealth

The first step is to get clear on the difference between creating money and generating it. Creating money or anything else requires constant energy from you and always has an element of destruction within it. Generation occurs without effort, continuously. You could look at it as the difference between relying on the electric supply in an underdeveloped country, with its constant stops and starts and interruptions and effort, or being hooked up to your own generator, one which never runs out of fuel.

“Have you ever had one of those moments when you thought about something and it came into existence instantaneously? Or you were looking for something and it immediately showed up? Or you thought about somebody and they called at that moment? These experiences are different from creation,” says Douglas. “That’s generation.”

Generating money requires generating your life, which is oddly something that is difficult and even beyond imagining for many people. Future articles will focus on exactly this idea, and much more information is available in Right Riches for You™.

To summarize the key elements of generating your life, it includes asking questions and being the energy you’d like your life to be. “If you are willing to have and be the energy of what you’d like your life to be, you will generate the money to make it show up,” Douglas and Heer state.

Some of the other keys to generating your life and your money include following the energy, which bypasses your logical mind; choosing work you believe in and are proud of; doing what you love to do; celebrating your life; making sure you charge enough; looking for opportunities; and making a demand.

How do you follow the energy? “Following the energy is totally different from using your mind to figure things out in a linear way,” say Douglas and Heer. We tend to make choices that we think will involve the greatest win for us, which has “nothing to do with seeing energy in terms of what it will generate in your life.” Using your mind to determine your greatest win forces you to go into either judgment or an either/or situation, both of these seriously limit the choices (and income!) available to you.

To follow the energy, you can look at choice A, choice B and choice C. Look at each one and ask which one feels lightest, or which creates the feeling you would most like to have in your life. Which matches the energy of the life you would like to have? You can then make your choice based on energy instead of logic.

Celebrating your life “does not mean you spend money unnecessarily. Celebration if about the approach you take to your life.” Celebration is what Douglas refers to when he says, “Today is the best day of my life! If I wake up in the morning it’s a special occasion!”

Choosing work you love and can be proud of eliminates the temptation to pick a line of work that’s easy money or money acquired without creating a contribution to generate it.

Making sure you charge enough is something that the most creative people in the universe (humanoids) often neglect. Because they are by nature so creative and their desire is for their work to be received, they often offer it free or at a discount to anyone who receives it. They can also be reluctant to raise prices to reflect the value of their own work. This can have a rather limiting effect on your income.

Looking for opportunities is the way out of being limited by the global financial situation. “More millionaires were made during the Great Depression than at any other time in history,” Douglas observes. The time of great financial and social change we are currently in no longer presents predictable formulas for growth, but it does present plenty of opportunities. You could ask, “How can I use this to my advantage?” when something that you didn’t expect occurs.

How do you make a demand? A demand is “I’m having it and that’s it.”

“Have you ever been in a restaurant and requested a glass of water? ‘Please, sir, can I have some water?’ and the waiter ignored you? You asked again, ‘Please, sir, can I have some water?’ and he ignored you. And then you said, ‘I’d like some water now, please!’

“Did he ignore you? No.That’s a demand.”

Educating Yourself About Money

Educating yourself about money means educating yourself about your own finances, the way that financial institutions work, and also ways that you can generate more money.

Educating yourself about your own finances means applying a dose of brutal honesty to what’s actually going on. Exactly how much do you owe, how much income do you have each month and what are your monthly expenses?

Douglas and Heer recommend looking at these amounts to the penny. If you don’t know what you require, you cannot even ask the universe for the correct amount.

Most people tend to underestimate their expenses. This can lead to believing you’re at least “just getting by” when in fact you’re going further into debt each month. Not in your best interest!

Credit cards, when you owe money on it, are a modern form of slavery, the contemporary equivalent of debtors’ prisons. Douglas and Heer recommend only using them if you can pay off the amount you are charging at the end of the month, or at worst, within 90 days. Otherwise, that $40 dinner can end up costing you $200 by the time you pay interest and make the minimum payments.

Your financial education is not complete when you make these calculations. There are a host of financial institutions—banks, insurance companies, investment advisors—with whom you must interact if you have money or are interested in generating it.

One tool of Access Consciousness® you might use is to recognize that whatever is true will make you feel lighter and whatever makes you feel heavier is a lie. You could start by questioning everything these institutions, their publications and their advertising says. If it feels heavy, it’s a lie, no matter with how much authority or respectability it’s stated.

Are you really in good hands with your insurance company? “Like a good neighbour,” will your insurance company turn it’s back on you?

You could also ask, “Truth?” either silently or out loud, when asking anyone in these institutions a question about their policies or your accounts.

If you recognized that these institutions exist to make money for their top executives and their share holders, not to serve or protect you in any way, would you question the choices they recommend or the choices you’ve always made about them?

Another way that education can be used to further your finances is in taking advantage about what you know and learning more about it. If you backpacked through India in your student days, what do you “naturally” know about silver jewelry you could now use to generate more money?

This can be just part of educating yourself about what is valuable from other people’s points of view. When you invest your money in assets which are valuable from others’ points of view, they maintain a value which you can recoup at least part of if required. This is quite different from “investing” in items from Ikea or any consumer goods which lose 90 per cent of their value as soon as you leave the store.

Develop a Generosity of Spirit

Generosity of spirit means being willing to gift to others, just because you can. This is far different from the gift-as-creation-of-obligation that most of us grew up with and that most of the world functions from.

Douglas’s point of view is that the real value of money is it’s ability to change someone’s reality. Sometimes this can require as little as an extra $5 for a tip for a new waitress. Other times it can be a gift to someone you don’t even know, but who has experienced a hardship that you hear about through someone in your life.

When you live from generosity of spirit, you are happy when others achieve something. You no longer come from the point of view that if someone else gets something, it means you don’t. It makes jealousy irrelevant.

Generosity of spirit includes being generous with yourself. It’s a willingness to be as kind to yourself as you are to others. “Living in a state of gratitude is one of the greatest ways of having a life you enjoy as well as increasing your ability to receive and be,” say Douglas and Heer.

How grateful to you could you be if you used these four elements to create the wealth you’ve always been seeking? How easy could that be?