Access Consciousness™ is often described as a set of tools and processes that can change anything in your life that isn’t working. But does that even apply to your cash flow, in these financially challenged times?

In a word, yes. Founder and best-selling author Gary Douglas has come up with 10 guidelines that he calls “the keys to the kingdom.” He has jokingly called them “the Ten Commandments.” They apply to all challenging situations, even finances.

In a nutshell, here’s the list. This article is the first in a series that will explain more fully how every single one of them can apply to your financial life.

1. Would an infinite being really choose this?

2. Everything is just an interesting point of view

3. Live in 10 second increments

4. Live as the question, not as the answer

5. No form, no structure, no significance

6. No judgment, no discrimination, no discernment

7. No drugs of any kind

8. No competition

9. Do not listen to, tell, or buy the story

10. No exclusion

Let’s start at the beginning, with the first “commandment.”

Think of whatever financial challenge is up in your life. Would an infinite being really choose that? Can you think of a single financial situation for which the answer would be yes? Of course not!

So if an infinite being wouldn’t choose it, why would you?

If you’re daring enough to be honest with yourself, the only reasons for choosing any dilemma, financial or otherwise, that an infinite being wouldn’t choose, is that, as Douglas puts it, “you like creating the disaster you have as your life.” One of the main reasons people like this is that they actually like to be victims. Victims have the reputation of being the poor pitiful ones, but they are often the most powerful person in the situation, controlling everyone else with their needs and pitifulness.

Their helplessness can be a plea for others to rescue them. How often have you done that with your own finances? If you gave up waiting to be rescued from the latest disaster and acknowledged that everything that shows up in your life, including the good, the bad, and the ugly, was all your own creation, what could you then create in your life and your finances?

The second commandment is “Everything is just an interesting point of view.” How quickly do we divide everything that occurs in our lives into what’s good and what’s bad, what’s right and what’s wrong, what’s positive and what’s negative? In order to do this, we have to have fixed points of view by which to judge what qualifies as good or bad or right or wrong.

It’s good to have money, bad to have bills, positive to end up with more money at the end of the month, negative to end up with more month at the end of the money, right to pay your bills, wrong to take advantage of others in order to do so. All of these are just some examples of points of view we take that affect our money flows.

When you apply the commandment “everything is just an interesting point of view” the solidity goes out of all of these points of view. They’re no longer right or wrong or good or bad; they are just interesting points of view you’re taking in this 10 seconds. When you can realize this, you can also change these points of view in the next 10 seconds.

What would it be like if you had no point of view about money? Absolutely no point of view about it—can you even imagine that? How different would your life be? No more gulps at an unexpected car repair, no more believing you would be happy if you could just get your finances handled, no point of view about whether you owed the IRS or the IRS owed you! Would that be a different reality? One Access Consciousness™ Facilitator reflects that this question about having no point of view about money changed her finances more than anything else she’s ever done.

What’s true about points of view, even points of view about money, is that they create your reality, not the other way around, as Douglas’s business partner and frequent co-author, Dr. Dain Heer, has observed. Some points of view that could be holding up the financial progress you’d like to be making include: “You have to work hard for your money.” “Money doesn’t grow on trees.” “Save your money until you retire and then you can do what you really want to do.”

Do any of these feel light to you, or do they create a heavy feeling in the pit of your stomach? That’s another tool of Access Consciousness™ — if something feels heavy to you, it’s a lie; if it feels light, it’s true. Would you be willing to consider that the “truths” your parents taught you about money, those listed above and others, are not really true but actually just points of view that you can change? There’s an excellent chance that none of the negative thoughts listed above were actually yours when you arrived on planet earth, but you took them on from the parents you loved and have been living as if they are yours ever since. Not your brightest move!

Instead of hanging onto those antiquated and never correct points, would you also consider adopting some new awarenesses? Did you know that more millionaires were created during the “Great Depression” than at any other time in history? What if today’s challenging financial times were actually full of opportunity and possibility?

Your finances do not have to be challenged in these challenging times. Just because everyone else believes they do doesn’t mean you have to.

Another Access Consciousness™ tool that isn’t one of the commandments but can be incredibly useful is times like these is called “Who does it belong to?” Using this tool relies upon the observation that we are all much more psychic than we know. Just as we pick up the “bad vibes” when we go into an empty room where there was an argument we didn’t hear 10 minutes before, we also pick up the thoughts and vibes about money that everyone else around us is having.

To find out which, if any, of these limiting thoughts is actually yours, simply ask, “Who does that belong to?” If you feel a lightening up in your body and your space (even if that lightening up only lasts a nanosecond) the financial gloom and doom you’ve been thinking about is not even yours. And guess what—if it’s not yours you can’t fix it! It’s not yours to fix. All you have to do with it is ask that negative thought to “return to sender,” who is the only person that can change it.

These tools and many others are among those included in the book by Douglas and Heer, Money Isn’t the Problem, You Are. Workshops on the subject are being held around the world this week and this month in a synergistic action to change the current financial situation on the planet. These workshops as well as books and recorded classes on changing your financial situation can be found on the website, www.accessconsciousness.com. More of the 10 commandments will be included in future articles.